How to Send Money on Cash App without Debit Card? [2024]

If you want to send money on Cash App without a debit card, you can do it. In fact, there are three ways you can do it: 

• You need to link your Cash App to your bank account. 
• Using your Cash App balance can enable you to send money on Cash App without a debit card. 
• You have to link your credit card to your Cash App. 

Only learning about the three possible ways to send money on Cash App without a debit card is not enough. 

You should also know some other things related to Cash App, like: 

1. How you can link a credit card to Cash App. 
2. Sending money on Cash App through your credit card. 
3. How you can link your bank account to Cash App. 

In fact, there are some other points that you should know if you want to use Cash App. The better you know all these things, the easier it will be for you to use your Cash App wisely. To know them, you have to read this whole blog. 

Linking a Credit Card to Cash App:

You need to use the Linked Banks area of Cash App to add a credit card: 

• Hit your profile image, which is the top to reach your account settings. 
• Then, pick Linked Banks from the list. 
• After that, choose Link Credit Card. 
• Now, type in your credit card information in the provided spaces. 
• Lastly, hit Next. 

A confirmation screen will appear to you briefly. After that, you will be led back to your linked banks. Here, you will see your credit card in the list too. 

Sending Money Using a Credit Card on Cash App:

Follow the steps below to send money on Cash App with your credit card: 

• First, type in the amount you have decided to send. 
• Then, click on Pay. 
• After that, select the recipient (s) to whom you want to send money. 
• Then, hit the amount you are sending, which is on the top. 
• Thereafter, pick your credit card from the list. 
• Lastly, hit Pay to send money using your credit card. 

Linking Your Bank Account to Cash App: 

To link your bank account to Cash App, take the following steps: 

• Open your Cash App. 
• Hit your Profile icon. 
• Click on Linked Banks. 
• Tap on Link Bank. 
• Hit Continue. 
• Select your bank from the list of available options. 
• Stick to the instructions on the screen. 

When you have linked your bank account to Cash App, you can use it to pay someone. Remember that you must verify your identity to link your bank account.

Adding Money to Cash App: 

You are required to have a bank account, debit card, credit card, or prepaid card to send money using Cash App. 

If you want to add money to Cash App, take the following steps: 

• Open your Cash App, and click on the Money tab on the home screen. 
• Hit ‘Add Cash’ and type in how much cash you want to add from your linked account. 
• Confirm the transaction by putting in your PIN for the app or with Touch ID. 

Using Credit Card with Cash App:  

When you follow the steps we provided above, you will be able to send money using your credit card. However, you must know a few things if those steps don’t work: 

• Adding a debit card to your account is a must before being able to send cash with a credit card. Doing it is almost similar to the steps listed above. 
• You are not allowed to add money to your Cash App balance using a credit card. A debit card is used for this purpose. 
• You are not allowed to cash out to your credit card. Instead of that, Cash App provides deposits to your bank account. It also offers instant Deposits (with a fee) to your debit card. 
• A charge of 3% will be included in the payment total if you send money using a credit card. Calculating this fee takes a short while. Therefore, you must see the total amount before being charged. 

Using Cash App without a Linked Bank Account: 

If you are without a linked bank account, you can still use Cash App. You need to have some money to use Cash App to send money. So, to get money added to your Cash App account, you can visit a store like Walmart, Dollar Store, and the like. 

Thereafter, you need to ask the cashier whether they have a Cash App money-loading service or not. If they have, you can get money loaded into your Cash App with their help. 

Aside from that, if your friend or family member uses Cash App, you can ask them to send your money. 

Thus, you can have money, which will enable you to transfer funds using Cash App. 

How to Add a Debit Card to Cash App? 

Take the following steps to add a debit card to Cash App: 

• Open Cash App and hit your Profile icon.
• Click on Linked Banks.
• Hit Link Debit Card.
• Stick to the prompts on the onscreen.

FAQs: 

Can I send someone money through Cash App without a debit card?

Yes, you can send money to somebody through Cash App without a debit card. You can do it via your Cash App balance, credit card, or linked bank account. 

Can you add money to Cash App with just a bank account?

Yes, you can do this by linking your bank account to Cash App. When you have linked both of them to each other, you can add money to Cash App from your bank account to send money. 

Can you use Cash App without a card or bank account?

You are not required to have a bank account to add money to your Cash App balance. Cash App allows you to send and get money without linking your bank account. 

Why is Cash App asking me to add a debit card?

Using some of Cash App’s features requires you to link your bank account to Cash App. For instance, Direct deposits need a Cash App user to link their bank account to it. 

Summing Up: 

You can use your Cash App to send money without a debit card via Cash App balance, credit card, or a linked bank account. 

You can’t add funds to your Cash App balance from a credit card, as you need a debit card for this. Moreover, a 3 per cent charge will be added to the payment total if you transfer funds using a credit card. Therefore, it’s wise to see the total amount before you are charged for this. 

If you still have some questions regarding sending money on Cash App without a debit card, call the Cash App support number, 1-800-969-1940.